As a parent, it may be difficult to consider that your 18-year-old child is now considered a legal adult and that you may no longer have the authority to make certain decisions on their behalf. However, there are several reasons why your 18-year-old child should have an estate plan.

1. Healthcare decision-making: An 18-year-old should have a Health Care Power of Attorney and Advance Directive in place to designate someone to make medical decisions if they are unable to do so themselves. This is crucial in ensuring that their wishes are carried out in case of a medical emergency.

2. Financial management: A Durable Power of Attorney can appoint someone to manage the 18-year-old's finances and legal affairs in the event of incapacitation. This is important for handling financial matters such as paying bills or managing assets.

3. Beneficiary designations: Your child may have assets with designated beneficiaries, such as bank accounts or life insurance policies. It is important for them to review and update these designations to ensure they align with their current wishes.

4. Digital estate planning: Your child likely has digital assets such as social media accounts or online banking information. An estate plan can address how these digital assets should be managed or transferred upon their death.

5. Personal belongings: Your child may have personal belongings or sentimental items that they would like to distribute to specific individuals. An estate plan can specify how these items should be distributed among family members.

6. Minimize family conflict: Having a clear estate plan can help avoid disagreements and conflicts among family members regarding the distribution of assets or decision-making authority.